Posted on: April 6, 2017

County Improves to Class 6 in the National Flood Insurance Program

Camden County was recently awarded a Community Rating System (CRS) Class 6 ranking, an improvement from our previous Class 7 rank, by the Department of Homeland Security, Federal Emergency Management Agency (FEMA).

Our floodplain management activities implemented by our community, via the National Flood Insurance Program (NFIP), qualified Camden County for a 20% discount in the premium cost of flood insurance for NFIP policies issued or renewed in Special Flood Hazard Areas. This is an additional savings of 5% over last year. These discounts become effective on or after May 1, 2017.

The reduction in flood insurance premiums applies to residents living in the unincorporated areas of Camden County. The new rating not only reduces those insurance premiums but it also enhances public safety, preserves the natural functions of floodplains, and protects property. “I commend County staff for their continued commitment to saving taxpayer’s money and making Camden more disaster resistant,” said Steve Howard, County Administrator. “Staff were instrumental in leading the way for this new Class 6 ranking.”

Camden County entered into the CRS Program in 2013 and maintained a Class 8 rating through 2014. A Class 7 ranking was achieved in January 2015, whereby policy holders immediately started receiving a 15% discount in the flood hazard area and a 5% discount on policies outside the flood hazard area. As a result of the improvement to a Class 6 ranking, policy holders in unincorporated Camden County now qualify for a 20% discount in the premium cost of flood insurance, generating an estimated savings of $145,845.00/year.

For additional information, please contact Camden County CRS Coordinator Scott Brazell at 912.510.4320.

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