Risk Management

Role of Risk Management

The role of Risk Management is to provide oversight of property, liability and workers' compensation protection, safety programs and a comprehensive benefits package to protect the county, its citizens and employees from financial exposure.

Risk Management is the process of identifying, assessing and controlling threats to an organization’s capital and earnings. These threats, or risks, could stem from a variety of sources, including financial uncertainty, legal liabilities, strategic management errors, accidents, and natural disasters.

Insurance

One of the ways to handle risk is through insurance. Camden County has numerous insurance policies to protect against loss and unnecessary cost to the taxpayer.  Some examples are:

  • Property / Inland Marine (This is our physical property, excluding automobile);
  • General Liability; 
  • Law Enforcement Liability; 
  • Business Automobile; 
  • Cyber Liability; 
  • Crime; 
  • Excess Workers Compensation; 
  • Medical Professional Liability; and 
  • Employee Practices Liability.

Mitigation

Training

Camden County holds quarterly safety committee meetings that focus on occurring loss trends and suggestions from employees. Examples include the Employee Boot Program and Defensive Driving Training.

Safety Committee

  • Publish an Employee Safety Handbook
  • Review accident reports and loss trends
  • Monitor and recommend methods of complying with State and Federal regulations
  • Share ideas and information

Safety Culture

  • Responsibility and accountability
  • Regular training and proper techniques
  • Management training and ensuring safety equipment is available and used
  • Reward safe workers

Inspection Report of All Incidents

  • Interviews and pictures
  • Ensure issues are documented and resolved

Workers' Compensation

Workers’ compensation is an accident insurance program paid by the employer which provides the employee with medical, rehabilitation and income benefits if they are injured on the job. These benefits are provided to help the employee return to work. It also provides benefits to dependents if an employee should die as a result of a job related injury.

Camden County is self insured for Workers Compensation. Financially stable organizations can save huge amounts compared to fully insured insurance premiums.  Education and training are drivers of cost savings.

  1. Public Notice: Activity Around Future Location of Spaceport Camden Planned for March 30 and March 31

    Students from Georgia Tech’s Yellow Jacket Space Program (YJSP) will be in Camden County on Saturday, March 30 and potentially Sunday March 31 for a low altitude, Class II amateur rocket test at the proposed site of Spaceport Camden. Read on...
  2. Camden County Receives Flood Mitigation Assistance

    The Camden County Board of Commissioners is pleased to announce that it is a recipient of Flood Mitigation Assistance from the Federal Emergency Management Agency (FEMA) and the Georgia Emergency Management Agency (GEMA). Read on...
  3. 2018 Showcase Camden County Photo Contest Winners Announced

    The Board of Commissioners is pleased to announce the winners of the 2018 Showcase Camden County Photo Contest. Read on...
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