Most U.S. insurers of home and business properties use ISO’s PPC in calculating premiums. In general, the price of insurance in a community with a lower PPC rating is less than in a community with a high PPC, assuming all other factors are equal.
All homes and businesses located within five road miles of a fire station or within 1,000 feet of a fire hydrant are eligible for the ISO 4 rating. Class 10 applies to properties over 5 road miles of a recognized fire station. ISO’s PPC is based primarily on the quality of a community’s fire department (50 points), water supply (40 points) and emergency communications (10 points).
“Maintaining our ISO 4 designation is a great accomplishment for Camden County and I applaud Fire Rescue for achieving this goal,” said County Administrator Steve Howard. “The Board of County Commissioners have spent nearly $3 million dollars in new and upgraded equipment over the past five years and we are happy to see this investment also paying dividends,” added Howard.
Interim Fire Chief Terry Smith also welcomed the ISO report. “Camden County Fire Rescue is a rural fire department, in most cases we don’t have the benefit of hydrants and have to haul our water with us. This is not an easy task, so an ISO rating of 4 showcases the dedication and talent of our firefighters.”
“I am proud of the work we have done, but much of the credit for this ISO rating goes to former Fire Chief Mark Crews, Captain Tina Ingles, and the designated ISO team. The training of CCFR firefighters and the maintenance of our equipment made this rating attainable,” added Smith.
The new Camden ISO rating will become effective September 1, 2018 and will extend the county’s ISO classification for at least 3 years.